Counselling is an investment in your well-being, and coverage should not be a barrier to getting started. Chatrath Counselling Centre direct bills many insurance companies and third-party programs, so in most cases you do not have to pay up front and submit receipts yourself.

Insurance companies we direct bill

Manitoba Blue Cross · Sun Life · Canada Life (including PSHCP) · Manulife · GreenShield · Desjardins · Simply Benefits. We can also direct bill many Employee Assistance Programs (EAP) — ask us about yours.

Third-party programs we bill

  • FNIHB (First Nations and Inuit Health Branch) — for individuals with treaty status
  • Jordan's Principle — for First Nations children and youth
  • CVCP — Compensation for Victims of Crime Program
  • MPI — Manitoba Public Insurance
  • WCB — Workers Compensation Board of Manitoba
  • Child and Family Services (CFS) agencies
  • CLDS — Community Living disABILITY Services
  • Indian Residential Schools Resolution Health Support Program (IRS, IDS, MMIWG)
  • Medavie Blue Cross — RCMP
  • Entrepreneurs with Disabilities — Community Futures program

How direct billing works

1. Register online and include your insurance or program information on the registration form. 2. We match you with a clinician whose designation your plan covers, and confirm your coverage before your first session where possible. 3. We bill your insurer or program directly. A $10 administration fee applies to direct-billed sessions, and any portion your plan does not cover remains your responsibility — we will always tell you about a balance before it grows.

A note about coverage

Every plan is different, and coverage can depend on your clinician's designation — for example, some plans cover Registered Social Workers but not Certified Clinical Counsellors, or the reverse. If you are not sure what your plan covers, contact us at intake@chatrathcounsellingcentre.com or 431-205-3404 and we will help you check before you book.

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